Buying your first home is a big deal.
Let's make sure you're ready for it.

There's a lot of noise out there about what buying a home is supposed to look like. The truth is, it's different for everyone: different budget, different timeline, different priorities.

 

What doesn't change is this: the process goes a lot better when you have someone in your corner who's done it hundreds of times and will actually pick up the phone.

​

That's what working with Mark Branch looks like.

​

​

Where to start

Most first-time buyers come in with two questions: Can I afford this? And where do I even begin? Here's a simple roadmap.

 

✅ Know your financial picture Pull your credit score and get a realistic look at your monthly budget, including what you'll owe beyond a mortgage payment. Property taxes, homeowners insurance, and HOA fees are real costs that catch people off guard.

​

✅ Save for more than the down payment A down payment can be as low as 3-5% depending on your loan type. But closing costs, inspections, and moving expenses typically add another 2-5% on top of that. Go in knowing the full number.

​

✅ Get pre-approved before you shop A pre-approval letter does two things: it tells you exactly what you can spend, and it tells sellers you're serious. In a competitive market like Indianapolis, you don't want to find the right house without one.

​

✅ Find an agent who will actually walk you through it The seller typically pays buyer's agent commissions, so representation costs you nothing, and the right agent makes a real difference. Not just in finding homes, but in negotiating, spotting problems, and keeping the process from going sideways.

​

✅ Define your needs vs. wants before you tour Location, square footage, school district, commute. Get clear on what's non-negotiable before emotion takes over at an open house.

​

✅ Make a strong offer In Central Indiana, well-priced homes move fast. Mark will help you understand the market, structure a competitive offer, and know when to push and when to hold.

​

✅ Inspect everything Never skip the inspection. A good inspector catches what the naked eye misses, and that information gives you negotiating power or a clear picture of what you're buying.

​

✅ Close with confidence Mark and his team walk you through every document at closing so you're not just signing. You understand what you're signing.

 

​​

Ready to take the first step?

Whether you're six months out or ready to start looking next week, let's talk. Mark will meet you where you are and help you build a plan that actually makes sense for your situation.

​